Description: Underwriting has continually evolved throughout the history of insurance. Technology advancements over time have opened, and will continue to open, new underwriting possibilities from both process automation and content standpoints.

Description: The SOA has collaborated with LIMRA, Reinsurance Group of America (RGA), and TAI on an ongoing effort to analyze the impact of COVID-19 on the individual life insurance industry’s mortality experience. The data collected for this study included 2.8 million deaths from life insurance policies covering the period January 1, 2015 to September 30, 2020.

Description: This article summarizes two significant reports on voluntary termination experience of individual policies that have recently appeared- one in Scotland, the other in the United States.

Description: This is a collection of letters to the editor ranging from exam issues to probabilities to Medicare to stock prices and more.

Description: Announcement that the details of the 1951 calendar year experience of the Committee's study of the claim experience under Group Life insurance policies would not be published.

Description: Table of Contents for the 1974 Reports of Mortality and Morbidity Experience.

Description: This report covers the intercompany mortality experience under Standard Ordinary insurance issues between 1976 and 1977 policy anniversaries, and also for the period between 1972 and 1977 policy anniversaries where one year's exposure generally provided an insufficient volume of data.

Description: Covers individual life mortality experience for the 1981 - 1982 anniversary period and for the 1977 - 1982 anniversary period.

Description: The Committee on Life Insurance Mortality and Underwriting Surveys of the Society of Actuaries Research Institute sent companies a survey in May of 2019 on mortality improvement practices. Note this survey was completed prior to the onset of COVID-19, so that issue was not addressed in this survey. The purpose of the Survey was to examine mortality improvement practices with respect to life insurance and annuity pricing and financial projections in both the U.S. and Canada.

Description: In the second quarter of 2022, publicly traded life insurers reported some of their best financial results since the pandemic began. COVID-19-related claims fell sharply in many product categories. Sales, which had taken a big hit, showed significant improvement as well, though not always to pre-pandemic levels. Sales activity was enough, however, for industry executives to report confidently in their quarterly conference calls that in this regard the worst consequences of the pandemic are over.